We welcome you  to our website. If you proceed to use this website, you are assenting to observe with and be bound by the following terms and conditions of use.  The terms and conditions and our privacy policy oversee the association between and you in relation to this website. If you oppose any part of these terms and conditions, please do not use our website.

The term “I” or “us” or “we” or “our” is the owner of the website. The word “you” refers to the user of our website.


The user of this website agrees the following terms of use:

  • The content on this website is for your general information only.
  • The content on this website is subject to change without notice.
  • Neither we nor any third parties afford any guarantee the accuracy or completeness of the content on this website.



This content on this website copyright © 2014. All rights reserved.

Any redistribution or reproduction of any of the contents in any form is forbidden.  However, you are permitted to print or download to a local hard disk content for your personal use. However, you may not use this content for commercial use.

You may not pass the content to a third party or store it on any other website.  You may not store it on any other form of electronic retrieval system.

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